Friday, February 19, 2010

How much a pregnant woman costs the French social system

1. Monthly regular check-up
a. During the first five month, the system pays 70% of the medical fees minus 1€ participation fee each time you go see a doctor. In my case:
4 consultations with my family doctor = 22€ x 4 = 88€
1 session with a gynecologist (emergency) = 50€
French social system paid 70% x 138€ = 96.6€ - 4€ participation fee = 92.6€
My health insurance paid 30% x 138€ = 41.4€
I paid 4 euros participation fee

Note that my pregnancy was followed by my family doctor. If the pregnancy is followed by a specialist = gynecologist, the service fee = 46€

b. From the 6th month onwards the system pays 100% of all the medical fees, in my case:
4 doctor consultations = 22€ x 4 = 88€
2 check up with a gynecologist = 46 x 2 = 92€
1 session with an anesthetist = 28€
French social system paid 100% of these fees = 208€

Total regular check up fees paid by:
The French social system = 300.6€
My health insurance = 41.4€
Out of my pocket = 4€

2. Lab analysis
These included blood and urine test once a month and all kind of glucose tolerance tests, paid 100% by the French social system, in my case = 333.4€

3. Ultra-sound sessions:
a. Same as the regular check up, the French social system pays 70% of these sessions for the first 5 months minus 1€ participation fee.
First trimester = 48.35€
Extra session under doctor request = 33.44€
Second trimester = 81.92€
French social system paid = 111.6€
My health insurance paid = 49.11€
Out of my pocket = 3€

b. The ultra-sound session during the last trimester was paid 100% by the French social system = 73.99€

Total ultra-sound sessions paid by:
French social system = 185.59€
My health insurance = 49.11€
Out of my pocket = 3€

4. Childcare classes
I had 8 sessions of childcare classes all paid by the French social system = 8 x 30.74€ = 245.92€

5. Medicines
I didn't have any supplementary vitamins except some iron. Besides I had gotten some cream for some kind of infection. These totaled to 8.98€, all paid by the French social system.

As a conclusion, all the medical care during my pregnancy had costed the French social system =300.6€ + 333.4€ + 185.59€ + 245.92€ + 8.98€
= 1074.49€

Note: This is just based on my personal experience as the medical cost for a pregnant woman can vary depending on each person's health condition and how the pregnancy goes.

1 comment:

  1. That's what I LOVE about your blog.. SO INFORMATIVE! Thank you for spending time to accumulate all these helpful detail and sharing it with all of us! Because of you, I have real numbers now!

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